| File | Classified as | Size | Modified | OCR | Links |
|---|---|---|---|---|---|
07082026.pdfYOU ARE WRITING THROUGH FOUR PAPER PLIES
PRESS HARD Y
VERIFY FIRST - THIS DOCUMENT IS PRINTED IN BLUE & BLACK INKS.
Only the original Power of Attorney
will bind this surety.
POWER OF ATTORNEY
Allegheny Casualty Company
POWER
NUMBER
AS3K-685332
PO Box 5600, Thousand Oaks, CA 91359
THIS POWER VOID IF…
[show full stored text] |
Executed Power (PoA) | 1019.9 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
2026-CT-405188-A-O-96537482-Notice Setting Hearing.pdfIN THE COUNTY COURT OF THE
NINTH JUDICIAL CIRCUIT IN AND
FOR ORANGE COUNTY FLORIDA
CASE NO: 2026-CT-405188-A-O
CITATION NO: ANDCPAE
CHARGE: CT- DRIVING UNDER THE INFLUENCE CAR
STATE OF FLORIDA
VS.
STEPHEN JAMES KOWALCHUK
DOB: 03/16/2004
The defendant has hereby entered a plea of NOT GUILTY and the f…
[show full stored text] |
Court/case doc | 921.5 KB | 2026-07-23 16:31:29 uploaded 13d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES 2 EP V10.92024 - Orange.pdfPacket Completed by:
Indemnitor: _
Ind Add.
Ind Home #
Relationship to Def.:
IA
PN
Collateral Explained: _
Collateral in Amount of
Collateral held by
Bondsman
Condition(s) of Bond:
_ Social Security: _
_ City:
_ State:
Ind Cell #
How long known Def.:
Mortgagee Deed ($17.00)
•
Cash
Surety
Check
ACF#:…
[show full stored text] |
Indemnitor app (digital) | 3.8 MB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
| KOWALCHUK, STEPHEN JAMES 2 Expanded Person Search | idiCORE.pdf | IDI Report reason: engine-error | 2.8 MB | 2026-07-23 16:31:29 uploaded 15d after created | yes | Dropbox · History |
KOWALCHUK, STEPHEN JAMES Authorized Premium Payment - Bail 2 GO.jpeg04:261
88
checkout.square.site
Bail 2 GO
KISSIMMEE - ORLANDO - SANFORD
Checkout
Sorry. Your order didn't go through. Please try
again.
Subtotal
Order total
$350.00
$350.00
Add a note for the seller
Required*
Stephen J Kowalchuk
26023193
<
[show full stored text] |
Image (unclassified) | 467.1 KB | 2026-07-23 16:31:30 uploaded 15d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES Bail Bond Agreement.pdfBail 2 GO
KISSIMMEE - ORLANDO - SANFORD
Bail Bond Agreement
APPROVED BOND TERMS - OFFICIAL DOCUMENT
* YOU ARE IN THE RIGHT PLACE.
We know this is hard. Someone you love is in jail and you need answers fast. Bail 2 GO has helped thousands of
Central Florida families through this exact moment - and we…
[show full stored text] |
Bond authorization | 474.8 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES CARD .jpeg04:24 4
89
20K
Platinum Card®
•..•04003
Add a Member Now
Earn 20,000 points through this
offer. Terms apply.
View Offer
Jul 8
BAIL 2 GO
SERVICE
TRANSACTION
$350.00
Pending
-$350.00
Pending
Jul 7
DISNEY PLUS ADY
$28.35
Pending
$33.59
Pending
$10.65
Pending
>
7-ELEVEN PAYATPUMP
CHIPOTLE
Home
Membershi…
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Image (unclassified) | 644.5 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES CHECK INS .pngNo cneck-ins
Active STEPHEN KOWALCHUK is scheduled to check-in Weekly Wednesday's starting 07/08/2026
Next check-in due 07/15/2026
Acceptable types of check-ins are: O Mobile App
Mobile Tracing: Enable
Disable
Device NOT connected
Online Check-in Code: QZGMWBANQS
Eula NOT signed
Send App Download Li…
[show full stored text] |
Image (unclassified) | 114.3 KB | 2026-07-23 16:31:29 uploaded 14d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES DEF ID .jpgFlorida
T SEAT
DRIVER LICENSE
9 CLASSE
USA
3 вов 03/16/2004
4b EXP 03/16/2028
12 REST NONES
SN CHO
NONE
UNDER 21 UNTIL
03/16/2025
958EX
16HGT
6'-020
441600
03/10/2020
S000
G/52103100049
REPLADED 03/10/2021
40 oil K422-790-04-096-0
I KOWALCHUK
2 STEPHEN JAMES
8 2023 SYCAMORE DR
MON
WINTER PARK, FL 32…
[show full stored text] |
State ID | 4.2 MB | 2026-07-23 16:31:31 uploaded 15d after created | no | Dropbox · History |
| KOWALCHUK, STEPHEN JAMES Expanded Person Search | idiCORE.pdf | IDI Report reason: engine-error | 81 KB | 2026-07-23 16:31:29 uploaded 15d after created | yes | Dropbox · History |
KOWALCHUK, STEPHEN JAMES Ind ID .jpgFlorida
USA
DRIVER LICENSE
LowK379-054-23-000-0
9CLASS E
IKOWALCHUK
2 STEPHEN MICHAEL
2023 SYCAMORE DR
WINTER PARK, FL 32789
дов 07/13/1971 1638х М
4b EXP
07/13/2034
16нст 5-11°
12 REST B
ga END NONE
SAFE DRIVER
da ISS 04/16/2026
SOD G752604160073
Operation of a motor ve
onsent to any
sobriety
cle c…
[show full stored text] |
State ID | 1.6 MB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
| KOWALCHUK, STEPHEN JAMES Mugshot .jpeg | Court/case doc reason: low-text-confidence | 42.2 KB | 2026-07-23 16:31:29 uploaded 15d after created | yes | Dropbox · History |
KOWALCHUK, STEPHEN JAMES NOTIF .pngNotification Settings
Turn Notifications On?
Types
& STEPHEN JAMES KOWALCHUK (Defendant,
Indemnitor)
Yes
No
Appearance Date
Standard Appearance Track
Checkin Due
Standard Check-In
Payment Due : N/A
[show full stored text] |
Notifications screenshot | 119.6 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES Open American Express card.jpeg04:27
E23
88
• •
AMERICAN EXPRESS
•••• 4003
Membership
Rewards® Points
Value
$7,157.89
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[show full stored text] |
Image (unclassified) | 1.3 MB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
KOWALCHUK, STEPHEN JAMES Rapsheet .pngOrange County Incarcerations
KOWALCHUK, STEPHEN JAMES
Booking Number:
Race:
Gender:
Age:
Last Known Location:
Cell:
Date Booked:
Number of Holds:
Notes:
26023193
WHITE
MALE
22
WINTER PARK
BROMBENA
07/08/2026
1
NONE
Case Sequence:
Case Status:
Bond Amount:
Police Case Number:
Arresting Agency:
Charge…
[show full stored text] |
Court/case doc | 600.2 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
| NEW REFERENCES Screenshot 2026-07-08 at 12.33.42 PM.png | Unreadable (Dropbox download failed) reason: download-error | 86.6 KB | 2026-07-23 16:31:29 uploaded 15d after created | yes | Dropbox · History |
| NZ Approval.png | Unreadable (OCR found very little text) reason: low-text-confidence | 2.8 KB | 2026-07-23 16:31:29 uploaded 15d after created | yes | Dropbox · History |
Stephen-James-Kowalchuj.pdfBail 2 GO
KISSIMMEE - ORLANDO - SANFORD
Defendant Bond Application
CONFIDENTIAL
I SECURE
LEGALLY
BINDING
Y FDFS Licensed
State Verified
RE Allegheny Casualty
Surety Provider
& 256-bit Encrypted
Bank-Level Security
& Available 24/7
(833) BAIL2GO
a WELCOME HOME
Bail 2 GO is glad you are home. This app…
[show full stored text] |
Defendant app (digital) | 488.2 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
STEPHEN-JAMES-KOWALCHUK-26023193.pdfWednesday, July 8, 2026
Bail 2 GO LEAD CAPTURE
- (Always required - the person calling in)
KISSIMMEE - ORLANDO - SANFORD
IGNITE - Underwriting Review
You have been assigned this bond intake for underwriting review. All intake data collected by the advisor is pre-
filled above. Review everything carefully then complete the fields below to record your decision.
O TIME-SENSITIVE - THE CLIENT IS WAITING
The intake advisor has already contacted the client and set the expectation of a fast decision. Every minute of
delay risks losing this bond. Complete your review and submit your decision now.
1
~ WHAT TO REVIEW BEFORE DECIDING
• All charges — power numbers, bond amounts, court types, court dates, counties
• Risk flags — FTA history, known holds, active warrants, active B2GO bond, citizenship status
• Indemnitor financial profile - employment, income, collateral offered, payment ability
• Advisor recommendation - read their pre-underwriting assessment before forming your decision
• IDI reports — if uploaded review them before approving. Check Clerk websites for FTAs beyond what IDI
shows — tri-county minimum
• WHAT YOU NEED TO COMPLETE BELOW
1. Fee determination - recording fee, transfer fee, GPS fee, other fees, total amount due
2. Collateral required - yes or no
3. Monitoring required - type, GPS selection, check-in frequency
4. Special bond conditions - any conditions the client and indemnitor must agree to
5. UW internal notes - your reasoning, concerns, and conditions for the file - internal only, never shared with
the client
6. Underwriting decision - Approved, Declined, or Conditional
7. Your name, email, signature, and date - required for all decisions
• DECISION GUIDE
V Approved
Bond is approved - the BAA workflow task is sent to the team inbox at
team@bail2go.com. The team controls delivery to the client - in-office or remotely.
The BAA includes the bond summary, a payment page where the client pays their
premium or deposit via Square, and the final signature. Confirm all fees, collateral, and
monitoring requirements are set before submitting.
2
A Conditional
× Declined
Bond is approved with conditions - document all conditions in the Special Bond
Conditions field and UW Internal Notes. The advisor is responsible for ensuring all
conditions are met before posting. The BAA will reflect all conditions set here.
Bond is declined - document your full reasoning in UW Internal Notes. The advisor
and team will be notified automatically. Do not decline without documenting the specific
reason - this is your paper trail.
Ô WHAT YOUR APPROVAL TRIGGERS - FULL BOND CHAIN
Your approval decision fires the complete automated bond lifecycle. Here is exactly what happens downstream:
• SPARK - Bond intake submitted and reviewed
• IGNITE - Underwriting review complete. You are here. V
→ BAA - Bond Acceptance Agreement - Workflow task sent to team@bail2go.com. Team delivers the link
to the client in-office or remotely. Client reviews bond terms, selects payment type, pays premium or deposit
via Square, pastes their payment confirmation number, and signs the agreement.
→ Indemnitor Application - Full financial and personal application. Workflow task sent to team@bail2go.com.
Team delivers the link to each indemnitor in-office or remotely. Additional indemnitors each receive their own
separate application via agent entry form.
→ GA Power of Attorney - Posting agent verifies power numbers, completes all charge fields, prints the GA
PDF, and proceeds to the facility to post the bond. Agent notifies underwriting immediately after posting.
→ Bond Posted - Agent posts the bond at the facility and defendant is released.
→ Defendant Application - After release, defendant receives a bond onboarding application. Workflow task
sent to team@bail2go.com. Team delivers the link after release. Defendant acknowledges bond conditions,
monitoring requirements, and signs all agreements before their first check-in.
A UW INTERNAL NOTES - CONFIDENTIALITY REMINDER
Everything entered in the UW Internal Notes field is for internal use only. This information is shared with the
processing advisor and team but never sent to the client. Be thorough - document your full reasoning, risk
concerns, and any conditions specific to this bond. This is your paper trail.
O AUTHORITY TIER REFERENCE
* Youngling
** Padawan
*** Jedi Knight
**** Jedi Master
***** Jedi Council
$0 - $5,000
$5,001 - $15,000
$15,001 - $25,000
$25,001 - $50,000
$50,001 and above
Ready? Scroll down to complete your underwriting review.
Your decision triggers automatic notifications to the advisor and team. If approved the BAA workflow task fires to
the team inbox immediately. Make sure all fields are complete before submitting.
Contact Full Name
STEPHEN KOWALCHUK
Contact Phone Number
(407) 758-7818
Contact Email
STEPHENK@CMAINC.COM
INDEMNITOR INFORMATION REVIEW
Indemnitor Full Name
STEPHEN KOWALCHUK
Indemnitor Full Legal Name (For
General Appearance & Bond
Agreement)
STEPHEN
KOWALCHUK
4
Indemnitor Phone
(407) 758-7818
Indemnitor Email
STEPHENK@CMAINC.COM
How did they hear about Bail 2 GO
Google
BOOKING & CASE INFORMATION REVIEW
Agency and Transfer Information
Agency:
Bail 2 GO
County of Incarceration
Orange
Arrest/Booking Number:
26023193
Defendants Name:
STEPHEN JAMES KOWALCHUK
Defendant Full Legal Name (Exactly as KOWALCHUK, STEPHEN JAMES
Listed by Jail
Date of Birth
Tuesday, March 16, 2004
Date of Arrest
Friday, March 6, 2026
Sex
Male
Race:
White
CHARGE DETAILS REVIEW
Number of Charges:
Bond Amount 1:
Premium Amount 1:
Charge Description1 :
Bond Amount 2:
Premium Amount 2:
Charge Description 2:
Case Number 2
Premium Amount 3:
2
1000
100
DUI - DRIVING WHILE UNDER THE INFLUENCE
2500
250
POSSESSION OF TETRAHYDROCANNABINOLS
482026CF009409AO
250
5
Total Bond Liability Hidden
3500
Total Bond Premium Hidden
600
Required Authority Tier Needed:
Youngling $ 0 - $5,000
INDEMNITOR FINANCIAL PROFILE
Employment Status:
Full-Time
Estimated Monthly Income :
Collateral Availability Details
$2,000 - $4,000
Bond Agreement / Promissory Note (Unsecured Liability)
Can the Caller Pay the Full Premium
Today
Estimated Monthly Payment Ability:
Valid Card Available for Payment Plan
Charges:
DEFENDANT RISK PROFILE
Known Jail Holds / Detainers:
Yes
350
Yes
DNA
Prior Arrest History:
Citizenship / Legal Status
Length of Local Residency
Employment Status
Own a Vehicle:
No
U.S. Citizen
3+ Years
Full-Time
Yes
Advisor Risk Assessment (Pre-Underwriting)
Advisor Recommendation
Signer: Parent
Current Address: 2023 Sycamore Dr Winter Park FI 32789 - All His Life
Born and Raised: Florida Orlando
No Kids
Just Graduated from college
No Prior Arrest
Studying for his law school
Unemployed
6
Signer: Full Employment partner at a Firm
ADVISOR & OFFICE INFORMATION
Office Location
Processing Advisor Email
Time of Inquiry
IGNITE
Collateral Required
Total Bond Liability
Total Bond Premium
Are any other fees associated
involving this Bond?
Total Amount Due (Hidden)
Total Amount Due
Monitoring Required
Monitoring Type
Check In Frequency
Orange
keishawn.gordon@bail2go.com
Wednesday, July 8, 2026 03:48
No
3500
350
No
350
350
Yes
BVMA/Check My Bail
Weekly
Special Bond Conditions for Client
Check in weekly until bond is discharged
UW Internal Notes / Conditions
Bond Case ID
Underwriting Decision
Risk Classification
Underwriting Advisor Name
Underwriting Advisor Email
B2GBCID-2600001297
Approved
Low
Nathaniel Zackery
nathaniel.zackery@bail2go.com
7
Underwriting Advisor Signature
Underwriting Date & Time
Wednesday, July 8, 2026 04:15
|
Ignite UW report | 312.5 KB | 2026-07-23 16:31:29 uploaded 9d after created | no | Dropbox · History |
Stephen-Michael-Kowalchuk-07-08-2026-04-33-AM.pdfBail 2 GO
KISSIMMEE - ORLANDO - SANFORD
)
Bail Bond Indemnitor Application
CONFIDENTIAL I
SECURE I LEGALLY BINDING
/ FDFS Licensed
State Verified
Re Allegheny Casualty
Surety Provider
& 256-bit Encrypted
Bank-Level Security
• Available 24/7
(833) BAIL2GO
_ YOU ARE IN GOOD HANDS
Bail 2 GO is a fully …
[show full stored text] |
Indemnitor app (digital) | 461.6 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |
Zackery-Nathaniel-B2GOAP-003159.pdfBail 2 GO
KISSIMMEE - ORLANDO - SANFORD
Premium Receipt Summary
PLEASE REVIEW BEFORE SIGNING
Confirm Your Premium Receipt Details
Your Bail 2 GO agent has prepared this official Premium Receipt for your review. Please confirm all details
below are correct before signing. If anything looks incorrect,…
[show full stored text] |
Premium Receipt | 401 KB | 2026-07-23 16:31:29 uploaded 15d after created | no | Dropbox · History |