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KOWALCHUK, STEPHEN JAMES 7.8.26-KG

⚠ This folder is no longer in Dropbox — first noticed missing on 2026-08-07 07:10:17. Everything below (checklist, flags, files) reflects the last successful scan before it was removed, not current reality — treat this case as needing a manual check, not an up-to-date audit result. If the folder was deleted by mistake, restore it in Dropbox and click "Reprocess now" below (or wait for the next scheduled recrawl) to clear this notice automatically.
Agent: KG · Date: ? (pre-May 2026, some items n/a) · Flags: 4 · Hard misses: 1 · Discharge: — · Bond liability: $3,500
Last scanned: 2026-07-31 11:02:21
Reprocess now forces an immediate rescan instead of waiting for the next backfill/recrawl pass

13-item checklist

1. Booking Report unread (scan/image) file(s) in folder -- needs OCR pass to confirm
REVIEW
2. IDI Report from: KOWALCHUK, STEPHEN JAMES 2 Expanded Person Search | idiCORE.pdf, KOWALCHUK, STEPHEN JAMES Expanded Person Search | idiCORE.pdf
PRESENT
3. Spark
N/A
4. Bond authorization from: KOWALCHUK, STEPHEN JAMES Bail Bond Agreement.pdf
N/A
5. Indemnitor agreement (or EP) from: KOWALCHUK, STEPHEN JAMES 2 EP V10.92024 - Orange.pdf, Stephen-Michael-Kowalchuk-07-08-2026-04-33-AM.pdf
PRESENT
6. Defendant agreement (or EDP) from: Stephen-James-Kowalchuj.pdf
PRESENT
7. Collateral Receipt
MISSING
8. Premium Receipt from: Zackery-Nathaniel-B2GOAP-003159.pdf
PRESENT
9. State IDs (all parties) from: KOWALCHUK, STEPHEN JAMES DEF ID .jpg, KOWALCHUK, STEPHEN JAMES Ind ID .jpg
REVIEW
10. Collateral proof (if collateral) (determined from document content across the folder, not one file)
REVIEW
11. Executed Power from: 07082026.pdf
PRESENT
12. Notifications screenshot from: KOWALCHUK, STEPHEN JAMES NOTIF .png
PRESENT
13. Ignite UW report from: STEPHEN-JAMES-KOWALCHUK-26023193.pdf
N/A

History — every scan of this folder, newest first

2026-08-01 08:04:264 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 08:04:134 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 08:03:474 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 07:55:444 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 07:55:224 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 07:38:214 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 07:08:274 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-08-01 07:07:524 flags (no change) · Rescanned — no changes
No checklist items changed since the previous scan.
Discharge status at this scan: —
2026-07-31 11:02:214 flags (first scan) · Baseline scan
First time this folder was scanned — nothing to compare against.
Discharge status at this scan: —

Files (21)

FileClassified asSizeModifiedOCRLinks
07082026.pdf
YOU ARE WRITING THROUGH FOUR PAPER PLIES PRESS HARD Y VERIFY FIRST - THIS DOCUMENT IS PRINTED IN BLUE & BLACK INKS. Only the original Power of Attorney will bind this surety. POWER OF ATTORNEY Allegheny Casualty Company POWER NUMBER AS3K-685332 PO Box 5600, Thousand Oaks, CA 91359 THIS POWER VOID IF…
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Executed Power (PoA) 1019.9 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
2026-CT-405188-A-O-96537482-Notice Setting Hearing.pdf
IN THE COUNTY COURT OF THE NINTH JUDICIAL CIRCUIT IN AND FOR ORANGE COUNTY FLORIDA CASE NO: 2026-CT-405188-A-O CITATION NO: ANDCPAE CHARGE: CT- DRIVING UNDER THE INFLUENCE CAR STATE OF FLORIDA VS. STEPHEN JAMES KOWALCHUK DOB: 03/16/2004 The defendant has hereby entered a plea of NOT GUILTY and the f…
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Court/case doc 921.5 KB 2026-07-23 16:31:29 uploaded 13d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES 2 EP V10.92024 - Orange.pdf
Packet Completed by: Indemnitor: _ Ind Add. Ind Home # Relationship to Def.: IA PN Collateral Explained: _ Collateral in Amount of Collateral held by Bondsman Condition(s) of Bond: _ Social Security: _ _ City: _ State: Ind Cell # How long known Def.: Mortgagee Deed ($17.00) • Cash Surety Check ACF#:…
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Indemnitor app (digital) 3.8 MB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES 2 Expanded Person Search | idiCORE.pdf IDI Report reason: engine-error 2.8 MB 2026-07-23 16:31:29 uploaded 15d after created yes Dropbox · History
KOWALCHUK, STEPHEN JAMES Authorized Premium Payment - Bail 2 GO.jpeg
04:261 88 checkout.square.site Bail 2 GO KISSIMMEE - ORLANDO - SANFORD Checkout Sorry. Your order didn't go through. Please try again. Subtotal Order total $350.00 $350.00 Add a note for the seller Required* Stephen J Kowalchuk 26023193 <
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Image (unclassified) 467.1 KB 2026-07-23 16:31:30 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES Bail Bond Agreement.pdf
Bail 2 GO KISSIMMEE - ORLANDO - SANFORD Bail Bond Agreement APPROVED BOND TERMS - OFFICIAL DOCUMENT * YOU ARE IN THE RIGHT PLACE. We know this is hard. Someone you love is in jail and you need answers fast. Bail 2 GO has helped thousands of Central Florida families through this exact moment - and we…
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Bond authorization 474.8 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES CARD .jpeg
04:24 4 89 20K Platinum Card® •..•04003 Add a Member Now Earn 20,000 points through this offer. Terms apply. View Offer Jul 8 BAIL 2 GO SERVICE TRANSACTION $350.00 Pending -$350.00 Pending Jul 7 DISNEY PLUS ADY $28.35 Pending $33.59 Pending $10.65 Pending > 7-ELEVEN PAYATPUMP CHIPOTLE Home Membershi…
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Image (unclassified) 644.5 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES CHECK INS .png
No cneck-ins Active STEPHEN KOWALCHUK is scheduled to check-in Weekly Wednesday's starting 07/08/2026 Next check-in due 07/15/2026 Acceptable types of check-ins are: O Mobile App Mobile Tracing: Enable Disable Device NOT connected Online Check-in Code: QZGMWBANQS Eula NOT signed Send App Download Li…
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Image (unclassified) 114.3 KB 2026-07-23 16:31:29 uploaded 14d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES DEF ID .jpg
Florida T SEAT DRIVER LICENSE 9 CLASSE USA 3 вов 03/16/2004 4b EXP 03/16/2028 12 REST NONES SN CHO NONE UNDER 21 UNTIL 03/16/2025 958EX 16HGT 6'-020 441600 03/10/2020 S000 G/52103100049 REPLADED 03/10/2021 40 oil K422-790-04-096-0 I KOWALCHUK 2 STEPHEN JAMES 8 2023 SYCAMORE DR MON WINTER PARK, FL 32…
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State ID 4.2 MB 2026-07-23 16:31:31 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES Expanded Person Search | idiCORE.pdf IDI Report reason: engine-error 81 KB 2026-07-23 16:31:29 uploaded 15d after created yes Dropbox · History
KOWALCHUK, STEPHEN JAMES Ind ID .jpg
Florida USA DRIVER LICENSE LowK379-054-23-000-0 9CLASS E IKOWALCHUK 2 STEPHEN MICHAEL 2023 SYCAMORE DR WINTER PARK, FL 32789 дов 07/13/1971 1638х М 4b EXP 07/13/2034 16нст 5-11° 12 REST B ga END NONE SAFE DRIVER da ISS 04/16/2026 SOD G752604160073 Operation of a motor ve onsent to any sobriety cle c…
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State ID 1.6 MB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES Mugshot .jpeg Court/case doc reason: low-text-confidence 42.2 KB 2026-07-23 16:31:29 uploaded 15d after created yes Dropbox · History
KOWALCHUK, STEPHEN JAMES NOTIF .png
Notification Settings Turn Notifications On? Types & STEPHEN JAMES KOWALCHUK (Defendant, Indemnitor) Yes No Appearance Date Standard Appearance Track Checkin Due Standard Check-In Payment Due : N/A
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Notifications screenshot 119.6 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES Open American Express card.jpeg
04:27 E23 88 • • AMERICAN EXPRESS •••• 4003 Membership Rewards® Points Value $7,157.89 Latest Transactions ELA Bail 2 Go 1 minute ago Bail 2 Go 4 minutes ago Disney Plus Ady Yesterday 7-Eleven Payatp... Yesterday $350.00 > $350.00 > $28.35 > $175.00 >
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Image (unclassified) 1.3 MB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
KOWALCHUK, STEPHEN JAMES Rapsheet .png
Orange County Incarcerations KOWALCHUK, STEPHEN JAMES Booking Number: Race: Gender: Age: Last Known Location: Cell: Date Booked: Number of Holds: Notes: 26023193 WHITE MALE 22 WINTER PARK BROMBENA 07/08/2026 1 NONE Case Sequence: Case Status: Bond Amount: Police Case Number: Arresting Agency: Charge…
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Court/case doc 600.2 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
NEW REFERENCES Screenshot 2026-07-08 at 12.33.42 PM.png Unreadable (Dropbox download failed) reason: download-error 86.6 KB 2026-07-23 16:31:29 uploaded 15d after created yes Dropbox · History
NZ Approval.png Unreadable (OCR found very little text) reason: low-text-confidence 2.8 KB 2026-07-23 16:31:29 uploaded 15d after created yes Dropbox · History
Stephen-James-Kowalchuj.pdf
Bail 2 GO KISSIMMEE - ORLANDO - SANFORD Defendant Bond Application CONFIDENTIAL I SECURE LEGALLY BINDING Y FDFS Licensed State Verified RE Allegheny Casualty Surety Provider & 256-bit Encrypted Bank-Level Security & Available 24/7 (833) BAIL2GO a WELCOME HOME Bail 2 GO is glad you are home. This app…
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Defendant app (digital) 488.2 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
STEPHEN-JAMES-KOWALCHUK-26023193.pdf
Wednesday, July 8, 2026 Bail 2 GO LEAD CAPTURE - (Always required - the person calling in) KISSIMMEE - ORLANDO - SANFORD IGNITE - Underwriting Review You have been assigned this bond intake for underwriting review. All intake data collected by the advisor is pre- filled above. Review everything carefully then complete the fields below to record your decision. O TIME-SENSITIVE - THE CLIENT IS WAITING The intake advisor has already contacted the client and set the expectation of a fast decision. Every minute of delay risks losing this bond. Complete your review and submit your decision now. 1 ~ WHAT TO REVIEW BEFORE DECIDING • All charges — power numbers, bond amounts, court types, court dates, counties • Risk flags — FTA history, known holds, active warrants, active B2GO bond, citizenship status • Indemnitor financial profile - employment, income, collateral offered, payment ability • Advisor recommendation - read their pre-underwriting assessment before forming your decision • IDI reports — if uploaded review them before approving. Check Clerk websites for FTAs beyond what IDI shows — tri-county minimum • WHAT YOU NEED TO COMPLETE BELOW 1. Fee determination - recording fee, transfer fee, GPS fee, other fees, total amount due 2. Collateral required - yes or no 3. Monitoring required - type, GPS selection, check-in frequency 4. Special bond conditions - any conditions the client and indemnitor must agree to 5. UW internal notes - your reasoning, concerns, and conditions for the file - internal only, never shared with the client 6. Underwriting decision - Approved, Declined, or Conditional 7. Your name, email, signature, and date - required for all decisions • DECISION GUIDE V Approved Bond is approved - the BAA workflow task is sent to the team inbox at team@bail2go.com. The team controls delivery to the client - in-office or remotely. The BAA includes the bond summary, a payment page where the client pays their premium or deposit via Square, and the final signature. Confirm all fees, collateral, and monitoring requirements are set before submitting. 2 A Conditional × Declined Bond is approved with conditions - document all conditions in the Special Bond Conditions field and UW Internal Notes. The advisor is responsible for ensuring all conditions are met before posting. The BAA will reflect all conditions set here. Bond is declined - document your full reasoning in UW Internal Notes. The advisor and team will be notified automatically. Do not decline without documenting the specific reason - this is your paper trail. Ô WHAT YOUR APPROVAL TRIGGERS - FULL BOND CHAIN Your approval decision fires the complete automated bond lifecycle. Here is exactly what happens downstream: • SPARK - Bond intake submitted and reviewed • IGNITE - Underwriting review complete. You are here. V → BAA - Bond Acceptance Agreement - Workflow task sent to team@bail2go.com. Team delivers the link to the client in-office or remotely. Client reviews bond terms, selects payment type, pays premium or deposit via Square, pastes their payment confirmation number, and signs the agreement. → Indemnitor Application - Full financial and personal application. Workflow task sent to team@bail2go.com. Team delivers the link to each indemnitor in-office or remotely. Additional indemnitors each receive their own separate application via agent entry form. → GA Power of Attorney - Posting agent verifies power numbers, completes all charge fields, prints the GA PDF, and proceeds to the facility to post the bond. Agent notifies underwriting immediately after posting. → Bond Posted - Agent posts the bond at the facility and defendant is released. → Defendant Application - After release, defendant receives a bond onboarding application. Workflow task sent to team@bail2go.com. Team delivers the link after release. Defendant acknowledges bond conditions, monitoring requirements, and signs all agreements before their first check-in. A UW INTERNAL NOTES - CONFIDENTIALITY REMINDER Everything entered in the UW Internal Notes field is for internal use only. This information is shared with the processing advisor and team but never sent to the client. Be thorough - document your full reasoning, risk concerns, and any conditions specific to this bond. This is your paper trail. O AUTHORITY TIER REFERENCE * Youngling ** Padawan *** Jedi Knight **** Jedi Master ***** Jedi Council $0 - $5,000 $5,001 - $15,000 $15,001 - $25,000 $25,001 - $50,000 $50,001 and above Ready? Scroll down to complete your underwriting review. Your decision triggers automatic notifications to the advisor and team. If approved the BAA workflow task fires to the team inbox immediately. Make sure all fields are complete before submitting. Contact Full Name STEPHEN KOWALCHUK Contact Phone Number (407) 758-7818 Contact Email STEPHENK@CMAINC.COM INDEMNITOR INFORMATION REVIEW Indemnitor Full Name STEPHEN KOWALCHUK Indemnitor Full Legal Name (For General Appearance & Bond Agreement) STEPHEN KOWALCHUK 4 Indemnitor Phone (407) 758-7818 Indemnitor Email STEPHENK@CMAINC.COM How did they hear about Bail 2 GO Google BOOKING & CASE INFORMATION REVIEW Agency and Transfer Information Agency: Bail 2 GO County of Incarceration Orange Arrest/Booking Number: 26023193 Defendants Name: STEPHEN JAMES KOWALCHUK Defendant Full Legal Name (Exactly as KOWALCHUK, STEPHEN JAMES Listed by Jail Date of Birth Tuesday, March 16, 2004 Date of Arrest Friday, March 6, 2026 Sex Male Race: White CHARGE DETAILS REVIEW Number of Charges: Bond Amount 1: Premium Amount 1: Charge Description1 : Bond Amount 2: Premium Amount 2: Charge Description 2: Case Number 2 Premium Amount 3: 2 1000 100 DUI - DRIVING WHILE UNDER THE INFLUENCE 2500 250 POSSESSION OF TETRAHYDROCANNABINOLS 482026CF009409AO 250 5 Total Bond Liability Hidden 3500 Total Bond Premium Hidden 600 Required Authority Tier Needed: Youngling $ 0 - $5,000 INDEMNITOR FINANCIAL PROFILE Employment Status: Full-Time Estimated Monthly Income : Collateral Availability Details $2,000 - $4,000 Bond Agreement / Promissory Note (Unsecured Liability) Can the Caller Pay the Full Premium Today Estimated Monthly Payment Ability: Valid Card Available for Payment Plan Charges: DEFENDANT RISK PROFILE Known Jail Holds / Detainers: Yes 350 Yes DNA Prior Arrest History: Citizenship / Legal Status Length of Local Residency Employment Status Own a Vehicle: No U.S. Citizen 3+ Years Full-Time Yes Advisor Risk Assessment (Pre-Underwriting) Advisor Recommendation Signer: Parent Current Address: 2023 Sycamore Dr Winter Park FI 32789 - All His Life Born and Raised: Florida Orlando No Kids Just Graduated from college No Prior Arrest Studying for his law school Unemployed 6 Signer: Full Employment partner at a Firm ADVISOR & OFFICE INFORMATION Office Location Processing Advisor Email Time of Inquiry IGNITE Collateral Required Total Bond Liability Total Bond Premium Are any other fees associated involving this Bond? Total Amount Due (Hidden) Total Amount Due Monitoring Required Monitoring Type Check In Frequency Orange keishawn.gordon@bail2go.com Wednesday, July 8, 2026 03:48 No 3500 350 No 350 350 Yes BVMA/Check My Bail Weekly Special Bond Conditions for Client Check in weekly until bond is discharged UW Internal Notes / Conditions Bond Case ID Underwriting Decision Risk Classification Underwriting Advisor Name Underwriting Advisor Email B2GBCID-2600001297 Approved Low Nathaniel Zackery nathaniel.zackery@bail2go.com 7 Underwriting Advisor Signature Underwriting Date & Time Wednesday, July 8, 2026 04:15
Ignite UW report 312.5 KB 2026-07-23 16:31:29 uploaded 9d after created no Dropbox · History
Stephen-Michael-Kowalchuk-07-08-2026-04-33-AM.pdf
Bail 2 GO KISSIMMEE - ORLANDO - SANFORD ) Bail Bond Indemnitor Application CONFIDENTIAL I SECURE I LEGALLY BINDING / FDFS Licensed State Verified Re Allegheny Casualty Surety Provider & 256-bit Encrypted Bank-Level Security • Available 24/7 (833) BAIL2GO _ YOU ARE IN GOOD HANDS Bail 2 GO is a fully …
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Indemnitor app (digital) 461.6 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History
Zackery-Nathaniel-B2GOAP-003159.pdf
Bail 2 GO KISSIMMEE - ORLANDO - SANFORD Premium Receipt Summary PLEASE REVIEW BEFORE SIGNING Confirm Your Premium Receipt Details Your Bail 2 GO agent has prepared this official Premium Receipt for your review. Please confirm all details below are correct before signing. If anything looks incorrect,…
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Premium Receipt 401 KB 2026-07-23 16:31:29 uploaded 15d after created no Dropbox · History